Is retirement income taxable in Florida?
Check Florida treatment of retirement income for 2025 or 2026. Florida does not have a personal income tax, so pensions, IRA distributions, and other retirement income are not taxed at the state level. The tool confirms a $0 state tax impact.
How this calculation works
- Confirms Florida has no personal income tax.
- Shows $0 state tax impact from retirement income.
- Keeps inputs for context with federal planning.
Common mistakes and caveats
- Federal tax rules still apply to retirement income.
- Local taxes are not included.
- Other states may tax retirement income if you are a resident elsewhere.
FAQ
Are pensions or IRA distributions taxed by Florida?
No. Florida has no personal income tax, so retirement income is not taxed by the state.
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TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.