What is my estimated federal tax refund for 2025?
Estimate your federal refund or balance due by entering income, deductions, credits, and withholding for 2025 or 2026. This calculator applies current IRS brackets and standard deductions to estimate total tax, then compares payments to show the expected refund or amount owed.
How this calculation works
- Adds all income sources to estimate total income.
- Applies above-the-line adjustments and a standard or itemized deduction.
- Uses IRS brackets to estimate total tax and applies credits.
- Compares tax to withholding and estimated payments to calculate refund or amount due.
Common mistakes and caveats
- Results depend on accurate inputs for credits, deductions, and withholding.
- Special situations (AMT, NIIT, multiple jobs, or large capital gains) can change results.
- IRS rules can change; confirm figures with official guidance.
FAQ
Is this an official IRS refund amount?
No. This is an estimate based on the information you enter and published IRS rules.
Does this include state taxes?
No. This tool estimates federal tax only. Use a state calculator separately if needed.
Last updated & sources
Last updated January 15, 2026.
TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.