How should I fill out my W-4 for 2025?

Estimate federal withholding per paycheck and W-4 adjustments by entering income, deductions, credits, and current withholding. The calculator projects your year-end tax and compares it to payments so you can target a smaller refund or balance due for 2025 or 2026.

Credits and deductions

No login required.

How this calculation works

  • Projects annual income from paycheck inputs.
  • Estimates tax using IRS brackets, deductions, and credits.
  • Calculates a per-paycheck withholding target to meet the projected tax.

Common mistakes and caveats

  • Multiple jobs, bonuses, or irregular income can change results.
  • State withholding rules are not included here.

FAQ

Is this the same as the IRS Tax Withholding Estimator?

No. This tool provides an estimate and does not replace the IRS estimator.

Last updated & sources

Last updated January 15, 2026.

TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.