North Dakota retirement income taxability checker

Estimate North Dakota retirement income tax impact using current rules and exclusions.

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How this checker works

Step 1 totals your retirement income inputs for context.

Step 2 removes exempt income (Social Security and military retirement) from taxable income.

Step 3 summarizes the retirement income you entered and highlights other income that could still be taxable.

Frequently asked questions

Are IRA and 401(k) withdrawals taxable in North Dakota?

Yes. North Dakota taxes IRA and 401(k) withdrawals as ordinary income unless a specific subtraction applies.

Does North Dakota exempt any retirement income?

North Dakota excludes Social Security benefits and taxable military retirement benefits. Other retirement income is generally taxable.

What about Social Security?

North Dakota does not tax Social Security benefits.

North Dakota retirement taxability depends on benefit type and eligibility. Not legal or tax advice.