Ohio retirement income taxability checker

Estimate Ohio retirement income tax impact using current rules and exclusions.

No login required.

How this checker works

Step 1 totals your retirement income inputs for context.

Step 2 removes exempt income (Social Security) from taxable income.

Step 3 summarizes the retirement income you entered and highlights other income that could still be taxable.

Frequently asked questions

Are IRA and 401(k) withdrawals taxable in Ohio?

Yes. Ohio taxes IRA and 401(k) withdrawals as ordinary income unless a specific subtraction applies.

Does Ohio exempt any retirement income?

Ohio excludes Social Security benefits. Other retirement income is generally taxable, though credits may apply depending on income and age.

What about Social Security?

Ohio does not tax Social Security benefits.

Ohio retirement taxability depends on benefit type and eligibility. Not legal or tax advice.