Oregon retirement income taxability checker

Estimate Oregon retirement income tax impact, including Social Security exemptions.

No login required.

How this checker works

Step 1 totals your retirement income inputs for context.

Step 2 removes exempt Social Security and Railroad Retirement benefits.

Step 3 summarizes the retirement income you entered and highlights other income that could still be taxable.

Frequently asked questions

Are IRA and 401(k) withdrawals taxable in Oregon?

Yes. Oregon taxes IRA and 401(k) withdrawals as ordinary income unless a specific subtraction applies.

Does Oregon exempt any retirement income?

Oregon excludes Social Security and Railroad Retirement benefits. Most other retirement income is taxed at ordinary rates.

What about Social Security?

Oregon does not tax Social Security or Railroad Retirement benefits.

Oregon retirement taxability depends on benefit type and eligibility. Not legal or tax advice.