Pennsylvania retirement income taxability checker
Estimate Pennsylvania retirement income tax impact, including retirement exemptions.
How this checker works
Step 1 totals your retirement income inputs for context.
Step 2 removes exempt Social Security and qualified retirement income.
Step 3 summarizes the retirement income you entered and highlights other income that could still be taxable.
Frequently asked questions
Are IRA and 401(k) withdrawals taxable in Pennsylvania?
Yes. Pennsylvania taxes IRA and 401(k) withdrawals as ordinary income unless a specific subtraction applies.
Does Pennsylvania exempt any retirement income?
Pennsylvania excludes Social Security and most qualified retirement income (retired/59.5+). Railroad Retirement benefits are also exempt.
What about Social Security?
Pennsylvania does not tax Social Security benefits.
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Pennsylvania retirement taxability depends on benefit type and eligibility. Not legal or tax advice.