Rhode Island retirement income taxability checker
Estimate Rhode Island retirement income tax impact, including Social Security exemptions.
How this checker works
Step 1 totals your retirement income inputs for context.
Step 2 removes exempt Social Security and Railroad Retirement benefits.
Step 3 summarizes the retirement income you entered and highlights other income that could still be taxable.
Frequently asked questions
Are IRA and 401(k) withdrawals taxable in Rhode Island?
Yes. Rhode Island taxes IRA and 401(k) withdrawals as ordinary income unless a specific subtraction applies.
Does Rhode Island exempt any retirement income?
Rhode Island excludes Social Security and Railroad Retirement benefits. Most other retirement income is taxed at ordinary rates.
What about Social Security?
Rhode Island does not tax Social Security or Railroad Retirement benefits.
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Rhode Island retirement taxability depends on benefit type and eligibility. Not legal or tax advice.