South Dakota retirement income taxability checker
South Dakota does not levy a state income tax, so retirement income is not taxed.
How this checker works
Step 1 totals your retirement income inputs for context.
Step 2 confirms South Dakota does not impose a state income tax, so the state tax impact is $0.
Step 3 summarizes the retirement income you entered and points you to federal tools.
Frequently asked questions
Does South Dakota tax IRA or 401(k) withdrawals?
No. South Dakota does not levy a personal income tax, so retirement withdrawals are not taxed at the state level.
What about military or federal pensions?
South Dakota does not tax retirement income of any type because it has no state income tax.
What about Social Security?
Social Security is not taxed by South Dakota, but federal rules may apply. Use the Social Security tool for federal estimates.
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South Dakota does not levy a personal income tax. This tool is informational, not tax advice.