Tennessee retirement income taxability checker

Tennessee does not levy a state income tax, so retirement income is not taxed.

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How this checker works

Step 1 totals your retirement income inputs for context.

Step 2 confirms Tennessee does not impose a state income tax, so the state tax impact is $0.

Step 3 summarizes the retirement income you entered and points you to federal tools.

Frequently asked questions

Does Tennessee tax IRA or 401(k) withdrawals?

No. Tennessee does not levy a personal income tax, so retirement withdrawals are not taxed at the state level.

What about military or federal pensions?

Tennessee does not tax retirement income of any type because it has no state income tax.

What about Social Security?

Social Security is not taxed by Tennessee, but federal rules may apply. Use the Social Security tool for federal estimates.

Tennessee does not levy a personal income tax. This tool is informational, not tax advice.