Utah retirement income taxability checker

Estimate Utah tax on retirement income before retirement subtractions.

No login required.

How this checker works

Step 1 totals retirement income from the categories you enter.

Step 2 adds retirement income to other Utah income and applies the flat rate to estimate the total tax impact before credits.

Step 3 summarizes the taxable amount so you can plan for Utah tax withholding.

Frequently asked questions

Are IRA and 401(k) withdrawals taxable in Utah?

Yes. Most private retirement withdrawals are taxable at Utah’s flat rate, though retirement-related credits may reduce the bill.

Does Utah tax military retirement?

Military retirement is generally taxable, but Utah offers a military retirement credit with income-based limits. Verify with current guidance.

What about Social Security?

Utah offers a Social Security benefits credit. See the Social Security tool for the estimate before credits.

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Estimates use Utah’s flat rate and do not account for credits. Not tax advice.

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