Vermont retirement income taxability checker

Estimate Vermont tax on retirement income before retirement subtractions.

No login required.

How this checker works

Step 1 totals retirement income from the categories you enter.

Step 2 adds retirement income to other Vermont income and applies the progressive brackets to estimate the total tax impact before credits.

Step 3 summarizes the taxable amount so you can plan for Vermont tax withholding.

Frequently asked questions

Are IRA and 401(k) withdrawals taxable in Vermont?

Yes. Most private retirement withdrawals are taxable using Vermont’s progressive brackets, though retirement-related credits may reduce the bill.

Does Vermont tax military retirement?

Military retirement is generally taxable, but Vermont offers a military retirement credit with income-based limits. Verify with current guidance.

What about Social Security?

Vermont offers a Social Security benefits credit. See the Social Security tool for the estimate before credits.

Estimates use Vermont’s progressive brackets and do not account for credits. Not tax advice.