How much Child and Dependent Care Credit can I claim in 2025?

Estimate your 2025 or 2026 Child and Dependent Care Credit by entering care expenses, earned income, and filing status. The calculator applies IRS expense caps and credit percentages to show the potential non‑refundable credit available for eligible care costs.

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How this calculation works

  • Caps eligible expenses based on the number of qualifying dependents.
  • Applies the IRS credit percentage tied to adjusted gross income.
  • Estimates the non‑refundable credit available against federal tax.

Common mistakes and caveats

  • Care provider eligibility and documentation requirements can affect claims.
  • Employer‑provided dependent care benefits reduce eligible expenses.
  • State credits may differ; use state tools for local estimates.

FAQ

Is the Child and Dependent Care Credit refundable?

No. It is generally non‑refundable and can reduce tax to zero but not below.

Last updated & sources

Last updated January 26, 2026.

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