How are my crypto trades taxed in 2026 or 2027 planning?

Use this crypto tax calculator to summarize potential federal tax from crypto sales, swaps, rewards, and other taxable events. It separates capital gains from ordinary income and estimates tax based on holding period and income level.

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crypto tax calculator

Quick answer

Crypto sales and swaps can create capital gains or losses, while rewards or income may be taxed as ordinary income. Holding period, basis, proceeds, and income level determine the estimated federal tax.

Also answers

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  • crypto capital gains calculator
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Good fit when

  • Estimating crypto tax before filing
  • Separating trading gains from crypto income
  • Checking short-term versus long-term treatment

Have ready

  • Sale proceeds and cost basis
  • Holding period and transaction type
  • Crypto rewards or ordinary income amounts

Result you get

Estimated crypto capital gains, ordinary income, and federal tax impact.

How this calculation works

  • Applies short-term gains at ordinary income rates.
  • Applies long-term gains at capital gains rates.
  • Combines with ordinary income to estimate total tax impact.

Common mistakes and caveats

  • Exchange reporting and cost basis methods can change results.
  • State crypto tax rules may differ from federal rules.

FAQ

Are crypto gains treated like stock gains?

Yes. Crypto is generally treated as property, so capital gain rules apply.

Last updated & sources

Last updated June 4, 2026.

TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.