Texas retirement income taxability checker
Texas does not levy a state income tax, so retirement income is not taxed.
How this checker works
Step 1 totals your retirement income inputs for context.
Step 2 confirms Texas does not impose a state income tax, so the state tax impact is $0.
Step 3 summarizes the retirement income you entered and points you to federal tools.
Frequently asked questions
Does Texas tax IRA or 401(k) withdrawals?
No. Texas does not levy a personal income tax, so retirement withdrawals are not taxed at the state level.
What about military or federal pensions?
Texas does not tax retirement income of any type because it has no state income tax.
What about Social Security?
Social Security is not taxed by Texas, but federal rules may apply. Use the Social Security tool for federal estimates.
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Texas does not levy a personal income tax. This tool is informational, not tax advice.