Texas SALT deduction optimizer
See how the federal SALT cap affects Texas property and sales taxes.
How this optimizer works
Step 1 sums your state income tax (typically $0 in Texas), property tax, and sales tax to estimate total SALT.
Step 2 applies the federal $10,000 SALT cap to show how much is deductible if you itemize. Optional marginal rate input converts this into a tax savings estimate.
Frequently asked questions
Does Texas change the SALT cap?
The SALT cap is a federal rule and applies to Texas taxpayers who itemize. Texas has no state income tax, so SALT is mostly property and sales taxes.
What if I take the standard deduction?
The SALT cap only matters when itemizing. Compare itemized deductions to the standard deduction before applying the cap.
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SALT cap rules are federal and may change with legislation. Not legal or tax advice.