How much of my Social Security is taxable in 2025?
Estimate how much of your Social Security benefits are taxable in 2025 or 2026. Enter filing status, annual benefits, other income, and tax-exempt interest to calculate provisional income, the taxable benefit amount, and the effective taxable percentage for planning purposes.
How this calculation works
- Computes provisional income using IRS definitions.
- Applies base and adjusted thresholds for the filing status.
- Limits taxable benefits to a maximum of 85% of benefits.
Common mistakes and caveats
- Uses a simplified worksheet and does not include every adjustment.
- Married filing separately rules can make more benefits taxable.
- State taxation of benefits is not included.
FAQ
Can 85% of Social Security benefits be taxable?
Yes. Higher income levels can make up to 85% of benefits taxable.
TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.