How much is North Dakota property tax in 2026?

North Dakota's 2026 Census-based effective real-estate tax rate is 0.99%. At the reported $249,900 median home value, that is about $2,474 per year before property-specific exemptions or local adjustments.

2026 planning estimate

Property details

North Dakota: 0.99% statewide effective rate

north dakota property tax calculator

Quick answer

North Dakota's 2026 statewide effective real-estate tax rate is 0.99%. Multiply taxable home value by the applicable effective rate, but use local assessor figures for a property-specific result.

Also answers

  • North Dakota property tax rate 2026
  • North Dakota annual property tax
  • North Dakota effective property tax rate

Good fit when

  • Home purchase budgeting
  • Estimating an escrow amount
  • Comparing property tax across states

Have ready

  • Home value
  • Effective property tax rate
  • Applicable taxable-value exemption

Result you get

Estimated taxable value plus annual and monthly property tax.

North Dakota state facts

Rate rules and worked examples

Examples use 2026 taxable income before credits or residency allocation. Use the official state source below to verify final filing guidance.

Income tax rule

North Dakota uses 1.95% to 2.5% progressive income tax rates in the current TaxGuide Pro calculator data.

Single example

$60,000 single taxable income -> about $203 state income tax before credits.

Joint example

$120,000 married filing jointly taxable income -> about $725 state income tax before credits.

Deductions and exemptions

Subtracts an optional exemption from the entered home value.

Credits to review

Review dependent, household, income-based, and other North Dakota credits in the state credit finder, then confirm eligibility in official instructions.

Filing deadline

For a 2026 return filed in 2027, confirm the due date in published North Dakota instructions. State deadlines and disaster relief can differ from federal dates.

Refund processing

North Dakota does not guarantee one refund date for every return. E-filed, accurate returns with direct deposit are generally processed faster than paper or reviewed returns.

Official verification: WalletHub: Property Taxes by State in 2026.

How this calculation works

  • Subtracts an optional exemption from the entered home value.
  • Applies the editable effective rate, initially set to 0.99%.
  • Shows annual tax and a twelve-month planning amount.

Common mistakes and caveats

  • Property tax is imposed locally, and the statewide effective rate is only a benchmark.
  • Special assessments, assessment caps, classification, and credits are not automatically modeled.
  • Verify the assessed value, millage, and exemptions with the local assessor.

FAQ

What is the average effective property tax rate in North Dakota?

The 2026 Census-based statewide effective rate is 0.99%. It is a comparison estimate, not a uniform statutory rate.

Will this match my assessor's bill?

Not necessarily. Local assessment methods, levies, districts, exemptions, and caps determine an actual bill.

What value should I enter?

Start with the property's current market value for an effective-rate estimate, or use the value and rate supplied by the local assessor when available.

Can I include a homestead exemption?

Yes, but enter an exemption only when it reduces taxable value dollar-for-dollar under the local rules that apply.

Does this estimate the federal property tax deduction?

No. It estimates a property tax bill. Use the separate property tax deduction calculator for federal SALT planning.

Why the local bill can differ

Property tax is local. An assessor may use a value that differs from market price, apply an assessment ratio, add several taxing-district levies, and then subtract exemptions or credits. Reassessment dates and limits on annual increases also matter. The statewide effective rate is a comparison benchmark; an assessor's notice is the better input for a specific home.

How to improve this estimate

Use the assessed value, applicable millage or effective rate, and exemptions shown by the local assessor. Add any special assessments separately if they are not included in the rate. For home-buying decisions, also check when the property will be reassessed after a sale and whether the current owner's exemption transfers.

TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.