Virginia retirement income taxability checker
Estimate Virginia tax on retirement income before retirement subtractions.
How this checker works
Step 1 totals retirement income from the categories you enter.
Step 2 adds retirement income to other Virginia income and applies the progressive brackets to estimate the total tax impact before subtractions.
Step 3 summarizes the taxable amount so you can plan for Virginia tax withholding.
Frequently asked questions
Are IRA and 401(k) withdrawals taxable in Virginia?
Yes. Most private retirement withdrawals are taxable using Virginia’s progressive brackets, though retirement-related subtractions may reduce the bill.
Does Virginia tax military retirement?
Military retirement is generally taxable, but Virginia allows a subtraction for certain military retirement benefits. Verify with current guidance.
What about Social Security?
Virginia exempts Social Security benefits via subtraction. See the Social Security tool for the estimate before subtractions.
Related tools
Estimates use Virginia’s progressive brackets and do not account for subtractions. Not tax advice.