How should I split rental vs personal use in 2025?
Allocate rental versus personal use for 2025 or 2026 by entering rental days, personal days, and total expenses. The tool applies IRS vacation home thresholds to estimate the rental-use percentage and deductible expense portion for Schedule E reporting.
How this calculation works
- Calculates rental-use percentage from rental and personal days.
- Allocates total expenses based on rental-use percentage.
- Flags vacation-home classification thresholds.
Common mistakes and caveats
- Special exceptions and limitations are not fully modeled.
- Accurate day counts are required for reliable results.
- State rules may differ from federal rules.
FAQ
What counts as personal use days?
Personal use includes days you or family use the property and certain days rented below market.
TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.