Will the SALT cap reduce my deductions in 2025?

Estimate the impact of the SALT cap for 2025 or 2026 by entering state income taxes, property taxes, and sales taxes. The calculator compares your total state and local taxes to the IRS limit to show the deductible amount and any excess.

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How this calculation works

  • Totals state income tax, property tax, and sales tax inputs.
  • Applies the SALT limit for the selected filing status.
  • Shows deductible SALT and excess above the cap.

Common mistakes and caveats

  • SALT limits and rules can change by law.
  • This estimate assumes itemized deductions.
  • Local taxes may be treated differently in some cases.

FAQ

Can I deduct sales tax instead of income tax?

Yes. The IRS allows either state income tax or sales tax, but not both.

Last updated & sources

Last updated January 27, 2026.

TaxGuide Pro provides free state and federal tax calculators for individuals, freelancers, and small businesses.